Is mine OK? Risks and the rules

    Does spray foam cause condensation or rot roof timbers? What the evidence says

    Last reviewed 2 November 2026 by Jan Pospisil, DEA qualified (ABBE Level 3)

    Reviewed weekly: every fact checked against the news and its sources. Page last updated 24 October 2026.

    Independent: SprayFoamCheck doesn't install or remove insulation and takes no referral fees.

    Short answer

    It depends on how the roof is built. Modelling for the Building Safety Regulator found high moisture risk where foam is sprayed straight onto tiles or slates, or where open-cell foam sits on felt-type underlay without a vapour control layer, and low risk for open-cell foam installed to BS 5250:2021[1]. This is modelling, not field measurement[2].

    Your next step:Get moisture readings from your own roof

    On this page

    Key facts

    • Foam sprayed directly onto tiles or slates was high risk in every scenario modelled (HSE for BSR, published 28 Mar 2024).[1]
    • Open-cell foam on a high-resistance underlay with no vapour control layer was high risk in both climates modelled.[1]
    • Open-cell foam installed to BS 5250:2021 was low risk in the modelling.[1]
    • Leaving old loft-floor insulation in place raised modelled mould risk, most of all with 300 mm kept.[1]
    • A 1 mm gap between foam and rafter significantly increased modelled moisture risk.[1]
    • The regulator calls the research theoretical modelling of a limited set of scenarios, not observation (7 May 2024).[2]
    • PCA register firms (May 2025): installation-linked defects in 35% of 500+ inspected homes, a sample already under suspicion.[3]

    What did the government's moisture research find?

    It found that the risk to roof timbers depends mostly on what the foam is sprayed onto, with foam bonded directly to tiles or slates the highest risk in…

    Why does it matter what the foam is sprayed onto?

    Because the layer under the tiles decides how easily moisture can escape outwards, and the modelling found a high-resistance underlay was the main driver of…

    What does BS 5250:2021 say a foamed roof needs?

    BS 5250:2021, the British Standard on managing moisture in buildings, is behind a paywall.

    What the modelling is, and what it is not

    It is a computer study of a limited set of roof designs, not a survey of real lofts.

    What have inspections of real roofs found?

    The Property Care Association (PCA) published field figures in May 2025, from a sample of homes already under suspicion.

    Is open-cell foam safer than closed-cell for condensation?

    Not automatically: the modelling showed no general advantage for open-cell foam, because the underlay and vapour control mattered more.

    What signs of a moisture problem can you look for?

    From the loft hatch with a torch you can check the risk factors the research names, but not the condition of timber the foam covers.

    Why does a timber moisture reading need context?

    Because one number describes moisture at one spot on one day, not whether the timber is sound.

    What to do next

    • Find out what your foam is sprayed onto. See how to tell if you have spray foam.
    • Look in your paperwork for a condensation risk assessment and pre-installation moisture readings. See what paperwork you should have.
    • If you see signs of a leak, get the roof covering looked at first.
    • Don't rush into removal: it is a separate decision with its own risks. See should you remove spray foam?
    • If you want independent evidence of what is in your loft, see the inspection below.
    Your next step

    Get moisture readings from your own roof

    The modelling describes risk in general; it can't tell you about your loft. An independent inspection takes moisture readings at timber that can be reached, records what the foam is sprayed onto, and photographs it all.

    Spray Foam Inspection£295

    Report within 48–72 hours of inspection. Independent: no installation, no removal, no referral commissions.

    Travel included within about three hours of the North West; a fixed supplement further away, shown with your total before you book.

    It can't measure timber the foam covers; it reports only what could be reached. It isn't a report for a lender.

    Questions first? Call or WhatsApp 07349 718935 WhatsApp (opens in a new tab)

    Thinking about removal? Read this first

    Case files like this

    Anonymised inspections Jan has carried out. Every loft is different.

    See all case files

    Go deeper: the original sources

    3 original documents, each with a note on what it covers.

    Questions people ask

    Did the HSE report say spray foam increases timber rot by 25%?

    No. It rated build-ups by predicted timber loss over a five-year computer simulation, and 25% is the boundary of its high band, not a finding that decay rose by 25%[1]. The five years is the simulation period, not an observed timescale, and the work is modelling rather than observation[1][2].

    Can a surveyor check the timber behind spray foam without removing it?

    Only partly. The industry inspection protocol is a non-invasive visual inspection that mentions opening up only to check for a vapour control layer and take sample readings[14]. Thick foam hides the timber it covers, so rot behind it cannot be seen[11]. An inspection can report what is visible and testable; the condition of covered timber stays unknown unless it is exposed.

    What are the signs you need spray foam insulation removed?

    There is no single sign. The industry protocol bases decisions on the roof's condition and known risk factors, not on the mere presence of foam[15]. It treats foam on the roof covering, or on a high-resistance underlay, as potentially high risk[14]. Removal is slow and expensive and needs specialist equipment[11], so read should you remove spray foam? before deciding.

    Sources

    15 sources, numbered as cited in the text. Tap a footnote number to jump to its source.

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